Commercial Financing Up To $500,000

Simple application. Simple process.

Custom-tailored commercial financing solutions.

Whether you are financing a capital equipment purchase, technology refresh program, or expansion initiative, you need a business lender that can provide you with a custom-tailored financing solution. You need Balboa Capital.

We structure and deliver commercial financing solutions for middle-market companies with revenues above $10 million. We are the perfect choice for your company with our lending power, industry expertise, and flexible repayment terms.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • If approved, same-day funding is available
  • Easy online application
  • One-hour approval decisions during regular business hours
  • Flexible terms available
  • Competitive rates

Commercial financing in 3 easy steps.

balboa capital devices
  1. Submit a simple online application.

  2. Get a prompt decision during our normal business hours.

  3. If your application is approved, funds will be provided fast.

What we look for.

Qualifications Icon

Minimum of one year in business

Qualifications Icon

$100,000+ in annual revenue

Qualifications Icon

FICO score of 620 or more

These are some of our minimum lending requirements, and meeting them does not constitute approval.
Should you apply for commercial financing, additional lending criteria will determine if you qualify.

An efficient process that respects your time.

We know you are busy managing the day-to-day operations at your company. As a result, the last thing you want is to waste your valuable time when trying to secure funding. With Balboa Capital, you will not have to. Our technology-driven systems help accelerate the entire process.

You can apply for commercial financing from your computer or mobile device. We keep our application simple so you can complete it quickly. If your application is approved and you decide to move forward, one of our account managers will contact you to discuss your options and answer any questions you have.

commercial financing

Financing makes good business sense.

Financing things like equipment, technology, vehicles, and expansion efforts makes good business sense, even if your company has a sizeable cash reserve or an extensive credit line.

Making predictable monthly payments over a set term allows you to preserve your working capital for future investments, product launches, and other growth-related initiatives.

two female employees working in a computer server room

Reasons to finance equipment for your company.

Saves capital

Saves capital

Improves cash forecasting

Improves cash forecasting

Makes equipment upgrades easy

Makes equipment upgrades easy

Helps you get equipment fast

Helps you get equipment fast

Offers a potential tax deduction

Offers a potential tax deduction

Gives you a competitive advantage

Gives you a competitive advantage

Focused, responsive service.

At Balboa Capital, we are dedicated to providing you with the focused, responsive and unhurried service you want. You will work directly with one of our knowledgeable account managers at every step.

If you ever have a question or want to inquire about your account, your Balboa Capital account manager will gladly assist you. This level of service saves time and keeps you informed throughout each step of the process.

beautiful city skyline with large skyscrapers

Frequently asked questions about commercial financing.

question marks against blue background, faq page

Reasons to choose Balboa Capital.

Qualifications 2

Lender with an A+ BBB rating

Over $7 billion funded nationwide

Qualifications Icon

Simple, quick process