Balboa Capital FAQ

Balboa Capital is a division of Ameris Bank that provides small business owners with fast, hassle-free solutions to fund their companies. Balboa Capital has provided funding to small businesses, middle-market companies, and franchise businesses throughout the United States.  

Ameris Bank, a financial institution serving customers across the Southeast and Mid-Atlantic, acquired Balboa Capital in December 2021.

Yes. Balboa Capital is a business lender that provides funding to small businesses directly. This allows for flexibility in approving small business loans and equipment financing requests, along with competitive interest rates and fast funding.

Balboa Capital offers small business loans, SBA loans, equipment financing, commercial financing, equipment vendor financing, and franchise financing.

Our customer support team is available by telephone (888) 225-2621 or email during our regular business hours, 7 a.m. to 4 p.m. PST. If you contact us after hours, we will respond to you the next workday.

Balboa Capital offers competitive salaries, generous sales commissions, and some nice perks. These include a best-in-class sales technology platform, President’s Club for our top salespeople, quarterly Town Hall meetings, employee rewards, and recognition, awesome anniversary gifts, a 401K plan, and excellent medical, dental, and vision benefits.

Balboa Capital was named after its first office on Balboa Island in Newport Beach, California.